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So then they put me through a collection and messed my credit completely up. This company should be made return the vehicles that were taken illegally. Does it make them feel good about themselves or stroke their ego? They turned into the IRS that I have unclaimed income and now the government is hounding me for about $1500.00 for the alleged 20 some thousand dollars they say I had as income from Ally. Learn Wanted to know when and how much I can received. We were never getting it back, even after repo. I am fighting a dispute since July 2022 when they repossessed my car stating I was behind $1300, but in fact I really wasnt but still had to pay $2200 to go and get my car from Auto Auction two hours away. I would also like to know how long this may drag out even if the case against Ally was won, so I found a address that im going to write or call to try to find out. Can I get the address of were I should send a letter letting them know I havent received the check? Never received check? i received a postcard about a check and never received a check. Send Payment To Use either of the addresses below to mail payments for your Ally Lending account. Wondering the same ..from what I have read, it appears as if the trade line will be removed from your report. Foreign exchange (Forex) products and services are offered to self-directed investors through Ally Invest Forex LLC. I think then with that data and if it goes much longer it could be argued as not commercially reasonable. Our hours of operation are Monday to Saturday between 8am and 10pm Eastern Time. where our checks could of disappeared to if they were in fact even sent to us. I received the letter about the lawsuit & I also received the check for $46. Ive paid 3 times what that vehicle was worth, was harassed about payment if it was 1 day late, even after telling them I was at work 8 to 5 theyd call me again same time. I immediately called this lawfirm and told the secretary what had happened and replied there was nothing I can do! I really need a break right now. Two or three consecutive missed payments can lead to repossession, which damages your credit score. Well then July of this year they took my car. Can someone help me out? Seems this suit is just another screw job. I sent the letter back stating I never received the original check. Start checking your credit reports. Your posting does not specify if this was a lease or a purchase, which have different rights following a repossession. One letter said Inowe 9,000 but will settle for 700.00. Dang its over a million people in the world and stimulus went out way before that, Why it have to take so long. Frankly, they should send the $2200 rebates repo dispute check to me as opposed to putting it on my balance because I wasnt behind to begin with and should have never had to pay that. I received my check under $40 but its still showing on all three of my credit reports as negative. Sounds like some bs If you ask me. So what does mean. They only have an address. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. SAME THING HAPPENED TO ME. Forex accounts are NOT PROTECTED by the SIPC. Dog tried to bite the man. No phone number listed on the post card notice that was sent- just an address to contact them by mail. I put preventative measures in place to avoid repossession but was never contacted until the car was repossessed. If you dont mind ? I received a notice settlement check not being cash How are finance charges calculated on my Ally auto account? Told them the 3rd day I would pay. Pissed Off Ally Customer Thats Owed $2,200 plus missed work for not having a car (until I was able to secure a reliable person to help until I got my car) and for when I had to schedule off to come and get the two hours away hours from being auctioned off! 500 Woodward Ave, 16th fl, Michigan United States. Box 660633. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. They repossessed it and have been sending letters and dinging my credit since may 2021, even after they sold the car. Trust me when I say this Ally has no intent of issuing any checks in the range of $600. I received the same postcard stating that the check was sent out but not cashed I never received such check for this class action theres no phone number for me to call anybody Ive done my research and looked and looked theres nothing, I received a post card about a deadline of cashing the check but I never received a check. I received a letter saying I may be part of rhe lawsuit but how do I find out if I ended being included? Many so-called repo agents are commission-based, earning an average of $350 for each case, according to Jeff Huang,. Instead of paying 400.00 to stop the repossession, the amount I needed to pay was over 2,000 because of towing and fees. People are tired of being screwed over!! Please see what other class action settlements you might qualify Cards (To Activate, Report Stolen or Lost) Debit Card: 800.335.4583 Consumer Credit Card: 800.558.3424 Business Credit Card: 888.552.8855 Learn More About Cards. administrator or law firm. So can someone please advise. Additionally in November 2012 GM Financial entered into a share transfer agreement with Ally Financial to acquire Ally Financial's equity interest in GMAC-SAIC that conducts automotive finance and financial . I have a $100 a month payment agreement with Constar Financial for this debt. A list for those included hasnt been provided. how to turn Ally Bank and Ally Invest Group are wholly owned subsidiaries of Ally Financial Inc. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. I still want to know What I would like to know is where are the check. Havent received my payment , but got letter from alley. Congratulations to everyone who filed a claim and got PAID! Deceased account dept. Search. But then just got a letter today dated stating the vehicle was sold for exactly $24,000.00 on May 28th, 2020! we did a voluntarily returned our vehicle and we never got a letter saying how much they sold our truck for. Im confused I had a loan on a car for about $16,500. Notice to cash the check But what check? Do a three-way phone call with the new lender and a Ally Financial customer service rep at 1-888-925-2559, which allows the new lender to ask Ally Financial all the questions necessary to pay off your existing loan. Ally is the worst bank ever! I was at my second job and my son was 20 miles away at football practice when the tow truck driver came to my house and took it. I need a phone number to call because my response I doubt will make it there by the 24 using snail mail! settlement administrator or your attorney for any updates regarding . Santander Consumer USA P.O. it on in your browser. I never received a payment. I LOST EVERYTHING BECAUSE OF THIS VEHICLE, HOW is it LEGAL for a collection agency to OUT OF THE BLUE send me a letter then a few days later a 1099c that I have to pay taxes on? But Im signed up for USPS email notifications. My husband died after purchasing the car of hiis dreams, a mini- cooper manual/stick shift he got it in January 2016 and 2016 and died ther in April 2016was admitted to hospital on Feb 2016 and died there on April 2016 in icu. The reason I'm persistent about the updated TL is because if they to report the repo until say they deem I can't pay. If not, search repossession., Ally Financial Repossession $788M Class Action Settlement, QR Code on Debt Collection Envelopes Could Be Illegal, Appeals Court Rules, TitleMax Hides 132% Interest Rate When Loaning to People in Financial Hardship, Class Action Alleges, Safe 1 Credit Union Repossession Notice $4.8M Class Action Settlement, Do You Qualify: CARES Act COVID-19 Mortgage Forbearance Lawsuit Investigation, Social Security Disability application & appeal claim review, Abbott baby formula recall lawsuit investigation. So my questions regarding this are as follows: 1. About a year after that, my ex and I filed Chapter 13 and Ally put in their claim for the total amount of the vehicle that was reposessed, however, the Trustee in our case only accepted the amount of the deficiency amount and that was PAID IN FULL through our bankruptcy plan. Posted on Jul 6, 2015 Selected as best answer I have a legal guide on consumer rights following vehicle repossession, linked below. Notice they said they were removing it but never said it would be forgiven. And 25 points on Transunion, which is now at 735, This is right on time for the new year! For best results using desktop, we recommend you use: There are a few ways you can reduce the finance charges you pay. No check though, How do I find out if the sold my car after they repo it its been years I havent heard any thing also sold my un paid part of the loan to a collector but it shows they did a write off on the loan and repotted it to credit report. How is they determining how much I will get, I was a few months behind on making my car payments and just when I was getting caught up on my other bills I was going to start making payments to get caught up. Ally did not even give me a chance to make the payments up because I really would love to have that car. I hope it DOESNT get final approval. If you dont qualify for this settlement, check out our database of other open class action settlements you may be eligible for. Most definitely was the worst company ever I got injured on the job my car was almost paid off they wouldnt work with me they wanted to repossess it I voluntarily let them come get it they took the vehicle I dont know if they sold it or not I didnt hear anything after that and then they sold the remaining balance to another creditor and its in collections Im not gonna pay it. Seems to me that we are all in the same boat no check so wheres the check? Payment Address. Address. Thats bs. 500 Woodward Ave, 16th fl, Detroit, Michigan, United States - 48226 View more questions & answers If deemed not so appearently it can cause issues for them if action is brought from what I read a little bit ago while awaiting replies. Looked at my latest balance and still owe them 6k for the Toyota. Ive been calling and dealing with a few people who understand the situation as well as one insensitive jerk named Sergio from Redemptions. You can get vehicle registration requirements from your new state's motor vehicle department. It is also still being reported against me on my credit reports. All rights reserved. I know it was an Improper repo as per my records and the 4 reasons I had to state why I wasnt delinquent when I started the dispute. I would like the number too to find out. This settlement is a joke. Attn: PO BOX #653074 I received a notice that if I did not cash my check by 5/24/2022 it would be voided. Add me. I have also received a settlement offer from Ally offering me a payment plan to pay for the car they repossessed from me. FTC's website on credit. My ex and I were going through a separation at the time of our repossession and the vehicle was sold. Learn Last.month I got a letter that said.my balance was 9,000 but will settle for 4,000. Signing up for an Ally Bank account should take less than 15 minutes online. Look up unclaimed $$ from your states treasurer website. Its no number to call back. Know your rights. Ally denies any liability concerning the issues in the class action lawsuit, but has agreed to the settlement. And am i due compensation? The dealership selling the vehicle had it listed at $26,987. Because I thought the debt was cancelled because I got a letter to file with my taxes. They also do not state how the vehicle was sold, claim the balance used to calculate the deficiency is from 2 months after they the voluntary repossession process started, and worse claim the standing deficiency is $21,883.97! Open Settlements (310) 878-4496 Message Offers FREE consultation! Category. I'm going to pull sales of that year, make, and model to see if others have been sold or are being sold. Also question when should the lender report the repossession? I almost threw it away. We owed them Nothing. If I do qualify I am good with having this removed from my credit report for all three bureaus. IF I COULD TUN BACK TIME!!! Please re-issue my check. I have: First Class Inc/J14601 Ally, 5410 W. Roosevelt Rd, Suite 222, Chicago, IL 60644-1490. The company is known for its variety of financial products and services ranging from vehicle loans, home mortgages, online banking services via direct bank, and others. It says you are suppose to get your deficiency amount AND a cash payment. Getting telephone numbers of distant doesnt family harassing them 4-5+ times if a payment is even so much as a few days late. I thought it was supposed to come in a check to us. You can contact Ally Financial at +1 757-247-2559 Where's Ally Financial headquartered? Many factors affect your FICO Scores and the interest rates you may receive. They in fact somehow got the number of my step mother (who had my father murdered but they claimed self defense and we have had 0 contact since then in 2005) for both personal and legal reasons. I received a postcardgiving me a deadline of May 24th, 2022 to cash the check Ive never received. I received a post card about cashing my check, sent a response back a week before May 24, still no check. In NC we have a 3 year statute of limitations. Send them to the address you have on record. Wow!! Does it fall under those qualifications? The Court granted final approval to this settlement Aug. 31, 2021. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. The fact is it was losing value each day they were playing games. Please have them reference your Ally Auto account number and/or Vehicle Identification Number (VIN). Control how your personal information is shared and manage how we market to you. I am Ulysses Gary Collins, Like, even if you still have a balance, after they apply the 1300, is it being reduced to the new amount and then reported? Is the entire account coming off my report, or is it only from the time of the repossession onward? Sayingn Im going to receive money or I need to cash the check that I have not received yet. Which if this vehicle was less than a year old with almost full manufacturers warranty and they are selling on commercials lot without issue it makes me wonder why they held it for 5 months before auction. They are supposed to sell them fir fair market value. Called me three days before pay. Ally sent my husband a 1099C 5 days, FIVE days, before tax deadline. All the way to December. I need to cash a check before May 24? I guess my question is I was reading that the sale has to be considered commercially reasonable. Search Close. GOD is the only One we can ever rely on. in total assets and has about 9 million customers, according to an Ally fact sheet. Also why can I not find any reference of this auction that can only be found on this report from the new dealership who appearently purchased the vehicle at auction or no prior attempts to commercially sale the vehicle? I received a post card notice in mail about the check that I needed to cash by 05/24/2022, but I have not received a check! The vehicle value is depreciating every month, as such do I just lose this? Ive had a change of address since my claim was filed. Mine was removed from my credit two weeks ago. They never applies any money to that balance when the car was sold at auction. The KBB Fair Market sale price on this vehicle is $26,869 (max is $28,282). Ally Invest Advisors, Ally Invest Securities, and Ally Invest Forex LLC are wholly owned subsidiaries of Ally Invest Group Inc. they cannot seek collection on any deficiency says in the agreement they agreed to . Had to move from 4 bedroom home to income based apartment. Ally Group/Finance has been doing a number it customers about time the whistle is blown the money is made the class act dont even hurt. I had a voluntary repossesion and paid the car off after the fact. But if it went up to auction, and I can find no other record of the their attempts to sale the vehicle besides this dealership listing what did they do with the vehicle for over 5 months? They put the car out for repossession. The actual repossession is done by an independent agent hired by the lender. If you need the address, let me know and I think it would be okay to post here, but it should be on your cards. The number that has the recording t 1-844-271-4780 and there is ability to leave a vm for a callback, THAT IS A WALMART GIFT CARD Im still getting letters from debt collectors sending a bill with different balances. I received a post card today reminding me to cash a check that I never got. How do I correct my new address?? Mine was removed from my credit last month and it sent me up 52 points. I never received it, postcard received check never received. My vehicle was repo (not voluntary either)when I attempted to pay my outstanding charges, additional fees and charges had been added that made it impossible for me to reclaim my vehicle. "In consumer transactions, however, the secured party must dispose of the goods within 90 days of repossession if 60% of the cash price has been paid in the case of a PMSI, or if 60% of the obligation has been paid in the case of a non-PMSI. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. NOW a collection agency has sent me a 1099c???? So I received a letter about this and I didnt fill out the opt out. My mom is currently being sued by Ally Financial because they repo a car that was behind on payment/ Reason because the car was financed for business purposes and the car broke down for over 5 months and the payments were behind and even tho she was working on a repayment plan with them one day they just came and took the car sold the car and now want her to pay the remainder on the account which is like 10K its crazy how these huge companies get away with things like this sometimes. So is it safe to say the collectors are calling now trying to collect the charge off balance before the December/February deadline when its scheduled to come off? Time fixed my credit reports. Now just waiting for my Experian report to update with it removed. Now Im stuck paying a debt collector for the remaining balance. I thought all of this is illegal because of the settlement they agreed to. Ally Bank and Ally Invest Group are wholly owned subsidiaries of Ally Financial Inc. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. I am receiving a call from a collection agency who represents Ally trying to collect $2800 saying I owe.I thought this mess was over with and they couldnt collect anything else. Im going to add it to my portfolio in their company dividends for the F-UPS 2 nice amount now the baby check. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. 1. Why would I do that? All information removed from all three credit bureaus. Does anyone know. Im betting even though I spoke to them and asked them to clear all those individuals off they probably didnt, seeing as how theres no communication whatsoever. They can possibly get you every dollar back. Ally Financial's top official, CEO Jeffrey J. Box 653074 Dallas, TX 75265-3074, Forward suspected fraudulent emails to: abuse@ally.com. I feel they should take and completely remove the debt from your credit report specially if the co-signer has passed away. Review the Characteristics and Risks of Standardized Options brochure before you begin trading options. Otherwise it would get lost in the mail. I have the same exact problem. I had 2 repossessions 1 because my job had been shut down due to covid concerns multiply ppl getting sick for about 2.5 months i had no income 2nd one because somehow my card became unlinked for autopay ! You are also harming other eligible Class Members by submitting a fraudulent claim. If you have no insurance, contact us for help. They can hold on to it for however long they want, they own it. How do i get it removed from my credit report? The information I received stated, we did not have to do anything. For the best experience, use the Ally Mobile app. Ally has already removed the negative tradeline from all three bureaus. Brown, manages more than eight thousand employees under his wing. This was WFDS. View all Forex disclosures. Im almost afraid to cash it afraid that ally could come back at me for some reason. Opt Out of Credit Card Offers As of today no sale has been made. hi, will we still owe money to AllyThey sold my car and I still owe 13,000, I paid off my vehicle and they repossessed it saying I owed $1100 on late charges so I sent them the money right away to get it back and their account took it in but then they said I should have sent it thru Western Union but I sent it the way I have always sent it and that the payment wasnt valid so I went through about 70 different customer service reps that were all rude and ignoring my plea to admit that I paid them and they need to release my vehicle to me and my title.